Welcome to Schreiner Financial Solutions

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Click here to read about Susan A. Schreiner in the San Diego Union-Tribune!

When you work with Schreiner Financial Solutions you are working with a comprehensive fee-only financial planning firm. This means you will receive all the traditional areas of financial planning like tax planning, insurance, estate planning, budgeting, portfolio analysis and asset allocation, retirement, education, and debt reduction. However, you will also be gaining additional benefits with non-traditional areas such as goal setting and coaching, tax return preparation, and records organization.

We can offer any of these individual components of financial planning via hourly or project planning. However, we also offer full comprehensive plans that incorporate traditional planning and life planning into the service offered. In order to achieve this holistic planning you will undergo a three step process that will result in 10 to 12 individual meetings with your advisor.

First, we work with you on the issues that keep you up at night – will and estate plan creation, protection of assets, planning to save money and taxes. Next, you will overcome the issues that are holding you back from achieving security and eventual wealth – spending planning, portfolio determination, special issues concerns, financial records organization. Finally, you are lead through a process that creates a secure and fulfilled future through retirement planning, goal setting and vision coaching.

At the end of the process you have a will and estate plan, a tax return, a guarantee (via Audit Shield) on the accuracy of the return, the proper insurance for home, life, auto, disability, and long term care, a record keeping system that clarifies what to keep and for how long, a spending plan that allows for needs, wants and savings, an portfolio with the appropriate risk and asset allocation for you, college planning, and a roadmap of goals that incorporate your values and dreams to achieve a secure and prosperous future. With fee-only implementation all of this is done with no-load products, unbiased advice and absolutely no sales of any products.